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What Are You Doing

to Minimize Payroll Taxes?

Introducing

Our FICA Tax

Reduction Program

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Save $600 - $900 Annually on FICA Taxes
for Each Enrolled Employee
by Simply Offering Better Benefits 

Program Summary

The QHB Program is designed to reduce FICA taxes, enhance company profitability, and provide additional income and valuable benefits to employees -- without requiring any changes to an employer's current health plan. ​

At its foundation, the plan is a FULLY INSURED supplemental health benefits program underwritten and insured by major insurance carriers. It is a Section 125 indemnity program that complies with all state and federal regulations.

 

The QHB program can be offered at no net out-of-pocket cost to both the employer and the employee.

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With an average savings of $800 per employee per year,
Your Annual Savings (each & every year) will be:

100 Employees -> $80,000
500 Employees -> $400,000
1,500 Employees -> $1,200,000

  • Employees will see a monthly increase of $80 to $125 in take-home pay by participating in the program.

  • Reduce the usage of your primary medical plan resulting in future savings.

  • Increase Benefits beyond your existing health package with a simple, co-existing add-on.

  • Happier & Healthier Employees and their families.

  • Recruit and retain highly valued employees.

  • No burden to your HR -- our Enrollment Team handles it all.

  • And receive the best Customer Service in the business!​

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Client Case Studies

State Municipality

Number of Eligible EEs:    26,142

Net Annual Savings:    $17,798,027

Avg Annual FICA Savings per EE:    $681

Avg Net Gain to EE Paycheck:    $1,148

National Staffing Firm

Number of Eligible EEs:    13,426

Net Annual Savings:    $11,361,138

Avg Annual FICA Savings per EE:    $846

Avg Net Gain to EE Paycheck:    $874

Car Dealership

Number of Eligible EEs:    226

Net Annual Savings:    $133,402

Avg Annual FICA Savings per EE:    $590

Avg Net Gain to EE Paycheck:    $373

National Retail Company

Number of Eligible EEs:    17,188

Net Annual Savings:    $14,662,736

Avg Annual FICA Savings per EE:    $853

Avg Net Gain to EE Paycheck:    $727

Logistic Company

Number of Eligible EEs:    1,407

Net Annual Savings:    $1,276,317

Avg Annual FICA Savings per EE:    $907

Avg Net Gain to EE Paycheck:    $1,332

Asphalt Contractor

Number of Eligible EEs:    317

Net Annual Savings:   $286,517

Avg Annual FICA Savings per EE:    $904

Avg Net Gain to EE Paycheck:    $1,665

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Traditional major medical plans often come with significant out-of-pocket expenses, including deductibles, copays, coinsurance and prescription drug costs. We offer a suite of benefits tailored to tackle these challenges and alleviate the financial strain on both employers and employees. Employees receive a Hospital Indemnity Plan, Surgery and Anesthesia Benefit, Prescription Drug Plan, Accident and Critical Illness Plan, Telemedicine and Health Improvement Plan.

 

In addition, the QHB Plan is fully compliant with the Health Insurance Portability and Accountability Act (HIPAA), ensuring the protection of sensitive health information.

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Participating in the QHB Plan offers advantages that extend beyond mere cost savings. Our plan encourages employees to actively engage with their fitness and health objectives, fostering a positive and motivated workplace environment. The implementation of our program can effectively reduce absenteeism and turnover rates by encouraging employees to adopt healthy lifestyles. This leads to a more productive and satisfied workforce.

 

In addition, all employees enrolled in the program will benefit from an increase in net-pay, enhancing their financial well-being and overall satisfaction.

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What Our Clients Say

"Partnering with QHB has been a game-changer for my organization. Not only have we managed to save a significant amount of money on our healthcare expenses, but the additional health insurance options you offer to our employees have been invaluable. Your team has been incredibly helpful in guiding us through the implementation process and providing ongoing support. We couldn’t be happier with the results!”

– Robbie L., Owner IT Company

“Within our industry, most companies operate on extremely narrow profit margins. However, since implementing the QHB plan, our business has experienced a remarkable transformation. The plan has taken us from merely breaking even to achieving profitability. Not only have we become financially successful, but our employees have also gained access to enhanced benefits. I cannot express enough thanks to QHB and my broker, who introduced me to this plan. Their support has been instrumental in our newfound success.”

– Ronald B., Owner Telecommunication Services Company

“Despite our initial concerns about the complexities involved in adding another health plan to our existing one, the process turned out to be very simple. The QHB implementation team guided us through the entire process. Stephanie and her team were always available to answer any questions we had. All our emails and phone calls were returned the same day. Thank You!”

– Jennifer M., HR Manager Transportation Company

Concierge has worked with QHB for over 7 years, and we truly value our relationship. QHB’s leadership and staff have shown the utmost professionalism in dealings with both us and their clients. Their dedication to servicing their clients while driving tangible results is impressive to see and sets a very high standard.”

– Todd A., President, Concierge Benefit Services

“We have been with QHB for over 2 years now and we have no intention of ever leaving. It’s an easy choice, my employees got a pay raise with added benefits and our LLC is saving a lot of money. I 100% recommend the QHB Plan.”

– Ari B., Owner Commercial Construction Company

“One aspect that impressed me the most was QHB dedicated enrollment team. They streamlined the entire process and 95% of our employees chose to enroll. As the owner, I really appreciated being able to step back and not be involved in the enrollment process. This hands-off approach allowed me to focus on other aspects of running my business. I really appreciate QHB’s efficient enrollment system, which made the experience hassle-free for both myself and my employees.”

– Dale. P, Owner Software Development Company

Contact Form

Ready to Unlock Immediate Tax Savings and
Elevate Your Employee Benefits Package?

Tell us a little bit about you,

and get on our calendar for a free introductory call.

© Copyright 2019-26 by Granite Financial Group. All rights reserved.

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