
Attention Business Owners:
Retire Earlier and Wealthier
With Our Innovative Strategies
It's not how much you make ...
It's all about how much you get to KEEP!
You’ve worked hard to build your business. Your money should be working just as hard for you, starting now and continuing long after you retire. Protect yourself, family and your key people with a retirement plan that pays.
Granite Financial is a financial solution organization dedicated to providing security for you, your family and your business by creating innovative financial strategies with unparalleled benefits. Our mission is to minimize your tax burden, allowing you to secure more money for your future, and everyone in it.




STOP Overpaying Uncle Sam!
We Have Several Programs That Will Help You:
(1) Minimize Your Current Tax Burden and
(2) Recover Overpayments From Previous Years

Our Most Popular Program Will Save You, the Employer,
$600 - $900 per Employee per Year On Your Payroll (FICA) Taxes.
In addition to saving you an average of $800/EE/Yr, the program will also:
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Give enrolled employees an INCREASE in their Net Pay!
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Give enrolled employees some exciting new benefits.
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Absorb small medical claims, resulting in lower major medical premiums in the future.

Businesses investing in New or Improved Products or Processes can unlock substantial tax credits and refunds through the "new & improved" R&D Tax Credit program. These credits provide:
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Cash refunds for eligible R&D activities.
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Tax reductions to fuel future growth.
Whether you’re a startup, small business or an established company, you could qualify for significant savings.
Claim your part of the billions of dollars
offered each year in R&D Tax incentives for businesses.
No industry or business type is excluded!


Recover your portion of the billions of dollars available to businesses under the government's new and expanded
FICA Tips Tax Credit legislation.
With the introduction of the One Big Beautiful Bill, the FICA Tips Tax Credit has been expanded from the Food & Beverage industry to other industries, including the Hospitality and Beauty & Personal Care industries (e.g. Barbering, Hair Care, Nail Care, Esthetics, Body Treatment, Spas and Salons).
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According to the Federal Reserve Bank of Chicago, more than $11 Billion in Tax Credits go unclaimed annually.
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Median Refund is $101,000.
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Most Payroll Service providers DO NOT REDUCE FICA Taxes for this credit.
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We can Recover the Current Year and the Last 3 Years of the FICA Tips Tax Credits!
Don't be part of the estimated 80-90% of eligible
Small Businesses that never claim the FICA Tips Tax Credit!

Recruit & Retain
Top Talent

A unique program for
Recruiting and Retaining Employees
Is Recruiting Top Talent one of your big challenges?
Is Employee Retention and Engagement a huge issue for you?
According to a recent Gallup State of the American Workplace report, 51% of currently employed adults in the U.S. say they are searching for new jobs or watching for new job opportunities, up from only 19% a few years prior.
Malcolm Moore, Employee Retention Expert, says:
“As a CEO, you only have to do two things exceptionally well:
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Set the Vision and Strategic Direction of the company.
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Find and Retain the key people who will help you attain that vision."
Source: Vistage Newsletter – July 30, 2014
Retaining key employees is essential to every business, and a company’s health benefit program is a key part of the compensation they offer to their employees. Our plan is a fully insured, personalized preventive and wellness healthcare program that has been designed to complement an organization’s primary healthcare insurance in such a way that it makes the organization’s healthcare coverage highly cost-effective and beneficial in terms of employee retention and satisfaction rates.



